At home.loans, we’re all about educating home buyers and homeowners, so we rounded up the most frequently asked mortgage-related questions that people are asking, and answered them all!
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If you’re looking to buy your first home, there are several options you can explore. You could write a huge check and buy the house outright, but if you’re like most people, you’ll probably need a mortgage. When it comes to borrowing money to buy a home, loans come in a variety of sizes and with a plethora of terms.
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Buying a home is a way to put down roots in a neighborhood and start building financial stability. It provides a roof over your head (and your family’s heads) as you pay down your mortgage and build equity for the future. Unfortunately, it’s not always easy for prospective buyers to save the amount of money needed for a down payment and closing costs.
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Even as the housing market starts to sort of get back to normal, there are clear signs that we’re not back to business as usual. Last week, the Mortgage Bankers Association shared their weekly round-up for mortgage news and while people are trying very hard to buy, there’s an elephant in the room: the adjustable rate mortgage.
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Rather than starting out with some tired joke about Millennials and diamonds, Millennials and Ramen, or Millennials and their useless college degrees -- we’re actually here to give you some good news.
Millennials have a fantastic advantage when it comes to purchasing a home in 2018.
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While the U.S. financial crisis began over 10 years ago, many Americans are still a little worried about the idea of buying a home. After all, the crisis led to home prices falling more than 40% in some of the country’s top markets -- and no one wants to buy something that will drop significantly in value just a few years later.
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Being a first-time home buyer is a glorious time in your life. You’re on a solid path with your career, you’ve managed to save a little money, and maybe (dare we say it?) you’ve come to enjoy tracking your credit score. As a responsible, independent adult, you’re tired of living under the rule of your landlord -- so now it’s time to get out on your own and buy a home!
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When it comes to buying the perfect home, location is one of the most important variables. And, with home prices across the country on the rise, many people want to look to places where they’ll get the most bang for their buck -- a nice house and a great city to live in, too.
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