At home.loans, we’re all about educating home buyers and homeowners, so we rounded up the most frequently asked mortgage-related questions that people are asking, and answered them all!
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House-buying budgets stretch further in some areas than others, and it’s important that you know exactly what you can afford (and what you can’t) before you get serious about making a purchase.
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The good news is that there are programs out there that can help you not just with buying a home, but with getting the down payment together too.
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The reality is that there’s always a credit check when there’s a bank involved. But, Some banks care a whole lot less than others.
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It is possible to buy a home even if you’ve filed for bankruptcy. It may not always be as easy as it would have been without the bankruptcy, but you shouldn’t have to give up your dream of home ownership just because you’ve had financial issues in the past.
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If you’re considering house flipping, you probably have some experience in real estate. But that may not be enough to prepare you for the realities of house flipping.
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Let’s be honest: it’s tough going it alone. Especially when you’re a home buyer. Wouldn’t it be nice to have someone on your side? Someone to guide you in the right direction when it comes to buying the right house for you — and at the right price, with the right financing and terms?
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When you’re buying a new house, you’re considering more than just a structure; you’re creating a new lifestyle. You’re choosing the right container — the right foundation — for every moment of your home life moving forward.
Wouldn’t it be great to test drive that foundation? After all, some questions can only be answered by spending more time in the space.
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Rather than starting out with some tired joke about Millennials and diamonds, Millennials and Ramen, or Millennials and their useless college degrees -- we’re actually here to give you some good news.
Millennials have a fantastic advantage when it comes to purchasing a home in 2018.
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At least once a year, without fail, I’m asked to write a piece about whether or not it’s the right time to buy a home, get a mortgage or sell a home. This is life in the fast lane when you’re a writer with a lending and real estate background. Everybody wants an answer to THE burning question--it appears in search constantly. Site owners want to be able to give readers something that can help them figure out their current financial picture (while encouraging them to click on said site link)
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While the U.S. financial crisis began over 10 years ago, many Americans are still a little worried about the idea of buying a home. After all, the crisis led to home prices falling more than 40% in some of the country’s top markets -- and no one wants to buy something that will drop significantly in value just a few years later.
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If you’ve been looking for a home loan, you’ve most likely heard the term mortgage broker on more than one occasion. But what is a mortgage broker? Can they help you get a better home loan than if you simply went to your bank? Let’s take a look!
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You thought your college apartment was tiny--that is, until you started seeing tiny homes pop up everywhere. They make that apartment look like a mansion by comparison. Financing them, on the other hand, isn’t so attractive all the time. Let us help you make your little dreams come true.
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Vanilla or chocolate ice cream? Coke or pepsi? Renting or buying a home? These are some of the world’s biggest debates -- but unlike choosing an ice cream flavor or a brand of soda, the decision of whether to rent or buy could affect your financial future for decades to come.
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First time home buyers have so much to deal with when they’re starting the process that it’s hard to shortlist the most important things for them to keep in mind. Clearly, it's best if you're as prepared as possible -- and if you're already on the hunt for your dream home, you probably know a bit about what you're doing already.
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In our last post, we explained the Loan Estimate form and how it can help a mortgage shopper decide between mortgage loan options. This blog is about that form’s fraternal twin, the Closing Disclosure form. They’re two pieces of a whole, designed to ensure that you get the loan you think you’re getting and all your mortgage and closing related expenses are spelled out in plain English.
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