Everything you need to know about home loans in one place. Use our "frequently asked questions" section to learn everything about mortgages, refinancing, home equity lines of credit and more.
Mortgage underwriting is a process in which a lender examines a potential borrower’s eligibility for a loan. To do this, lenders typically look at three major factors: credit, capacity, and collateral. Now that you know these factors, let’s take a deeper dive into each.
Read MoreHaving less than perfect credit is not only inconvenient, it can become a huge roadblock to large purchases like a home. Since the damage from a few mistakes or an unfortunate accident can affect you for years, many people choose to try to find a lender that will work with their credit, rather than wait until they can buy more house with the same money using a more traditional mortgage loan.
Read MoreShopping for a house is only slightly less stressful than shopping for a loan to pay for said house. Even if you don’t realize it right now, you’re in a world full of choices, from local credit unions to big mortgage brokers. You can find a mortgage lender almost anywhere, you just have to start asking!
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