Everything you need to know about home loans in one place. Use our "frequently asked questions" section to learn everything about mortgages, refinancing, home equity lines of credit and more.
If you’re looking to purchase a home and don’t have much cash on hand for a down payment, you might want to look into a 97% LTV loan. Fortunately, Fannie Mae’s Conventional 97 mortgage program offers such a loan -- and it’s a pretty great option for a lot of home buyers.
Read MoreIf you want to buy a home but have very little cash, Fannie Mae and Freddie Mac might have a solution for you. A 97% LTV loan allows you to make a down payment that’s as little as 3% of your home’s purchase price. That means these homes have an even smaller down payment requirement than FHA loans, which typically require at least 3.5% down.
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