Frequently Asked Questions

Everything you need to know about home loans in one place. Use our "frequently asked questions" section to learn everything about mortgages, refinancing, home equity lines of credit and more.

Posts tagged CFPB

What is the Real Estate Settlement Procedures Act (RESPA)?

The Real Estate Settlement Procedures Act requires mortgage lenders to provide borrowers with accurate and timely cost disclosures for the real estate settlement process, as well as providing other regulations regarding real estate lending practices.

Home PurchaseHome.LoansJune 21, 2019Home.loans, LLCReal Estate Settlement Procedures Act, RESPA, Consumer Finance Protection Bureau, CFPB, TILA RESPA Integrated Disclosures

What is the Truth in Lending Act (TILA)?

The Truth in Lending Act (TILA) is a federal law designed to protect consumers from unfair or predatory credit practices and billing through the informed use of consumer credit.

Home PurchaseHome.LoansJune 21, 2019Home.loans, LLCTILA, TILA RESPA Integrated Disclosures, Truth in Lending Act, TILA-RESPA, CFPB, Consumer Finance Protection Bureau

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