Get the latest info on mortgages, home equity, and refinancing at the home loans blog. First-time homebuyers and seasoned homeowners alike will find helpful and current information on the wide world of mortgage lending.
If you’re a first-time home buyer, you may have no idea how much house you can actually afford. What’s expensive for some buyers may be totally doable for you (whereas that cobblestone dream home down the street may be more of a future goal than a practical starter home). There’s no quick formula to figuring out how much you should spend on your home, but we’ll give you the top 6 factors to consider so you can start honing in on your ideal price range.
Read MoreWhen you’re staring down yet another $400 utility bill in the dead of winter, the idea of an energy-efficient house might start to seem really appealing. An energy-efficient home loan is one approach to funding home improvements, however it can also lead to higher periodic mortgage payments. Energy-efficient mortgages are most of the times accompanied by potential challenges.
Read MoreYou may think you can't buy a home if your credit is poor, but we have some good news: even if your credit score is lurking somewhere in the depths of the Atlantic Ocean, you can still own your dream home—and without a down payment of 20%.
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